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Unlocking Your Credit: Beginner-Friendly Guide To Legally Understand, Repair, And Leverage The Credit System To Your Advantage

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Arthur G. Depina is a consummate expert whose experience spans more than 10 years in the banking, auto, and consumer credit industries.


Born and raised in the Cape Verde Islands, Arthur migrated to the United States in the early 90s with his siblings to reunite with his mother. This early phase of life shocked him into lifelong respect for credit and its safe use.


Despite his background, Arthur managed to put himself through the education system here in the U.S from Elementary school to Univ...