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A New View of Retirement: Transforming Investment Strategies from Growth to Income

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In A New View of Retirement, financial advisor James F. Locke introduces a revolutionary yet simple approach to retirement planning that challenges conventional wisdom. While most financial advice focuses on growing assets as large as possible, Locke reveals why this strategy—which works well during your accumulation years—can backfire dramatically in retirement.

At the heart of Locke's philosophy is a deceptively simple equation: TR = I + G (Total Return = Income + Growth). During your work...