Budget Happy: the win-win secret to saving and spending money

Hi, I'm Lisa, and I want to give the word 'budget' a makeover!

For most people, the very thought of budgeting makes them want to run a mile. It suggests restriction, going without and only buying the cheapest of the cheap. But at its best, budgeting can mean making smart decisions, planning your spending carefully and having plenty left over for treats.

Growing up, I absorbed so many toxic ideas that when I became an adult, I started modelling unhealthy financial behaviours myself, living pa...