Credit Repair: Make a Plan, Improve Your Credit, Avoid Scams

It’s generally pretty easy to fall into debt—but it can be hard to repay that money. Unfortunately, the consequences of mounting debt, like delinquent bill payments, defaults, lawsuits, repossessions, foreclosures, and bankruptcy, eventually find their way into your credit reports and damage your credit scores.

Having bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying more in rates and fees for any...