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Death by Regulation: How Bureaucrats Killed One of Obamacare's Promising Innovations

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The story of a small healthcare startup and its fight for survival against the very federal agencies responsible for its launch as part of the ACA.

In the contentious run-up to the passage of the Affordable Care Act, Congress passed a law to make nonprofit health insurance CO-OPs (formally known as Consumer Operated and Oriented Plans) a viable alternative to the public option. The idea was to create new competition in order to lower health insurance premiums and encourage innovation. Nearly...