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Death by Regulation: How Bureaucrats Killed One of Obamacare's Promising Innovations

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The story of a small healthcare startup and its fight for survival against the very federal agencies responsible for its launch as part of the ACA.

In the contentious run—up to the passage of the Affordable Care Act, Congress passed a law to make nonprofit health insurance CO—OPs (formally known as Consumer Operated and Oriented Plans) a viable alternative to the public option. The idea was to create new competition in order to lower health insurance premiums and encourage innovation. Nearly...