Investing Like a Wall Street Deadbeat

Credit card companies refer to us as "Deadbeats" if we pay off our credit cards monthly and avoid their high interest charges while simultaneously taking advantage of their generous reward programs. Similarly, a "Wall Street Deadbeat" strives to minimize the fees and expenses associated with their investment portfolio while still utilizing a professionally allocated model to efficiently grow their wealth.

Significantly lower long-term return forecasts for stocks, bonds and cash require a pro...