It's Not That Complicated

by Ari Parker

Overview

Medicare can be a pain to understand. The right plan could save you time, money, and stress. Meanwhile, the wrong decision could mean lifetime penalties, shoddy coverage, and lousy healthcare.

It's Not That Complicated is a short guide that teaches you how to pick the right plan for your situation. The author, Ari Parker, is a Stanford Law School graduate and Medicare expert who has helped thousands of people sign up for Medicare and save thousands of dollars. In his book, Ari breaks down Medicare into bite-sized chunks, comparing it to pizza dinners and stepping you through three key decisions until you realize ...Medicare really isn't that complicated.

Regardless of whether you're a senior enrolling in Medicare for the first time, a financial advisor helping clients optimize their healthcare spending, or anyone else interested in learning about the benefits of Medicare, "It's Not That Complicated" is the only book you'll need to make the right Medicare choice for your loved ones, your clients, or yourself.

Product Details

ISBN-13:	9798986780009
Publisher:	Chapter
Publication date:	09/06/2022
Pages:	94
Product dimensions:	6.00(w) x 9.00(h) x 0.19(d)

Editorial Reviews

2023-01-06
A health care expert dissects the intricacies and mixed messages in the multipart American Medicare program.

Parker acknowledges that the original Medicare program doesn’t have to be “mind-boggling” and aims to take the guesswork out of the coverage maze with this guide centered on simplifying the “buffet of discounted healthcare.” He uses humorous, relatable metaphors throughout his discussion, likening enrolling in Medicare to ordering a “reduced-cost pizza,” with its structured system resembling a three-legged stool. In easily digestible language, the author shares his expertise on Medicare’s three key components, their applicable coverages (hospital, medical insurance, prescriptions), and how issues like income, network restrictions, and long-term care play an integral part in the entire enrollment process. The centerpiece of his book addresses the most popular, essential decisions readers should consider when making critical health care choices for themselves, their aging family members, and their spouses. He first advises readers on the optimum time frame within which to initially enroll in the original Medicare program (Parts A and B) with respect to age and work status. He follows this with cautionary guidance for those unaware of Medicare’s more specific policies and restrictions. These include variable premium ranges as well as the 20% out-of-pocket cost-share requirement and the Medigap coverage that can alleviate this costly burden, which could quickly add up depending on the medical treatment needed. Medications, covered formularies, and drug tiers also factor into the equation, as with Medicare Part D, which, according to the book’s graphics, can change periodically. The author hopes to instill a more comprehensive understanding of plan coverages and utilizes easy-to-follow explanations, elementary breakdowns, and individual qualifying specifics, such as enrollment with a disability and prior authorizations for care. He concludes with sage advice on how readers can personalize their coverage using his downloadable “Decision Worksheet” to get the most out of their individual Medicare plans. Parker encourages curious readers to get an early start on this kind of decision making. His book is ideal for readers on the cusp of becoming Medicare eligible as well as those already enrolled but needing an informed and informal refresher course.

An invaluable, uncomplicated guide to effectively navigating the serpentine Medicare program.

Kirkus Reviews