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Opt Out on Obamacare, Opt Into the Private Health Care Revolution

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Heading into 2014, American businesses face an important decision about health care: Opt in or opt out?

With the Patient Protection and Affordable Care Act, or Obamacare, in effect, companies with more than 50 employees will either offer health care benefits or face penalties. And the choice isn't as straightforward as it may sound—in many instances, some companies could save money by paying the fines rather than funding a health care plan. Others would lose money if they dropped coverage.

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