Personal Finance QuickStart Guide: The Simplified Beginner's Guide to Eliminating Financial Stress, Building Wealth, and Achieving Financial Freedom

by Morgen Rochard Cfa Rlp

Overview

THE ULTIMATE BEGINNER'S GUIDE TO TAKING CONTROL OF YOUR FINANCES

INCLUDES FILLABLE SIMPLIFIED BUDGET SPREADSHEET AND OTHER ESSENTIAL DIGITAL ASSETS

Are you tired of feeling stressed out and overwhelmed when you think about your finances?

Have you gotten frustrated with personal finance advice from "experts" that doesn't feel like it speaks to your unique financial situation?

At a time when 80% of US workers live paycheck to paycheck and as many as 40% of Americans can't afford a surprise $400 expense it has never been more important to take control of your financial wellbeing.

In Personal Finance QuickStart Guide author, podcaster, and financial advisor Morgen B. Rochard CFA, RLP(R) pulls back the personal finance curtain to present personal finance wisdom that is so simple anyone can start putting it to use today.

It doesn't matter where you are on your financial journey, how much experience you have, or how much money you have in the bank-you can make the financial changes needed to build the fulfilling life you deserve with the time-tested and proven personal finance wisdom enclosed in this book.

Personal Finance QuickStart Guide Is Perfect For:

• Millennials who feel like they never got a handle on their finances and want to catch up
• Working professionals who are thinking about retirement
• Anyone looking to make a financial change in their life and build wealth

Personal Finance QuickStart Guide Covers:

• How to think about money and craft your own positive money mindset
• Repairing your credit score to increase your buying power and provide more freedom in your life
• The difference between good and bad debt and how to pay down and manage debt
• Financial goal setting with actionable steps to accomplish your goals
• How to prepare for retirement and secure your own financially independent future

Personal Finance QuickStart Guide Will Teach You:

• How to build a positive money mindset, analyze your own money habits, and secure your own financial freedom for good times and bad
• How to effectively manage and pay down debt, the difference between good and bad debt, and how to raise your credit score (and keep it high)
• How to translate your dreams into a financial reality without restrictive budgeting or beating yourself up over daily spending
• The best way to prepare for major life events like home buying, weddings, and sending kids off to college
• Yes, you need to invest-how to put your money to work for you without assuming a mountain of risk or learning complicated charts
• How to prepare for retirement the smart way

*LIFETIME ACCESS TO FREE PERSONAL FINANCE DIGITAL ASSETS*

• Easy to use Simplified Budget Spreadsheet
• 1 Page Personal Finance Plan
• Effective Goal Setting Workbook
• Additional visual aids, infographics and more!

Product Details

ISBN-13:	9781945051012
Publisher:	Clydebank Media LLC
Publication date:	10/19/2020
Series:	QuickStart Guides
Pages:	342
Product dimensions:	7.50(w) x 9.25(h) x 0.71(d)

About the Author

Morgen B Rochard, CFA, RLP(R), is a financial advisor, author, podcaster, and founder of Origin Wealth Advisors LLC, a financial advisement firm. At Origin, Morgen focuses on driving personal connections and getting to the root of the financial success of her clients. Before striking out on her own, Morgen worked extensively with such notable financial heavyweights as UBS Financial Services and Merrill Lynch.

Table of Contents

Introduction

Chapter 1: Believe

Chapter 2: Earning Money: Why and How

Chapter 3: Deliberate Saving and Spending

Chapter 4: The Basis of Wealth

Chapter 5: Net Worth: A Helpful Measure

Chapter 6: Prepare to Invest

Chapter 7: Asset Allocation

Chapter 8: Managing Debt

Chapter 9: Buying a Home

Chapter 10: Insurance

Chapter 11: Taxes

Chapter 12: Retirement and Saving for It

Chapter 13: Weddings and Family

Chapter 14: Making Your Own Living

Chapter 15: Estates, Windfalls, and Charities

Conclusion

Homework Assignments

About the Author

About ClydeBank Media

Glossary

References Index

Editorial Reviews

"5 out of 5"

"The action-oriented financial planning text Personal Finance QuickStart Guide is filled with useful information to help novices to secure their financial futures.

Financial planner Morgen B. Rochard's Personal Finance QuickStart Guide forwards advice for beginners on how to achieve long-term financial security.

With the belief that most people become adults without clear financial plans, the book argues that, the longer that people avoid such planning, the less use they are able to make of their money. To help novices catch up on their financial knowledge and participate in their own financial planning, the book focuses on personal psychology. It suggests developing plans that make the most of one's positive traits, and that eliminate, or make allowances for, traits that could become roadblocks. A diagram is included to explain such behavioral modification, showing how thoughts lead to behaviors that lead to results.

This two-part text first focuses on explaining and conveying financial knowledge, with chapters that show how to assess net worth, set goals, and identify obstacles that stand in the way of financial security. Those who feel locked into financial boxes are encouraged to increase their capital by identifying and eliminating unnecessary expenses, upgrading their skills, negotiating for job perks like childcare, and relocating to lower their living costs-all achievable steps that could yield results.

In time with the audience's projected increase in savings, the book shifts to focus on putting one's money to work. Types of investments are explained, as are the ways that time, inflation, and goals contribute to successful personal plans. The book's second section is all about developing such plans. It covers topics like taxes, insurance, debt, buying a home, allocating funds for education and weddings, and building retirement savings. Advice on becoming self-employed and handling inheritances rounds it out.

Each chapter begins with a brief description of what will be covered in its pages and ends with a summation to drive its essential points home. Straightforward in its design, the book includes accessible graphs, subheadings, shading, and lists to break its work down and help its key points stand out. The book's wide margins mean that there's ample room to take notes; blank pages at the end of the book also make room for such interactive work.

The book's usefulness is enhanced by its downloadable add-ons, including a net worth calculator, a questionnaire and workbook for setting financial goals, a questionnaire to help in identifying and establishing goals, and a spreadsheet planner that shows how meeting goals pays off in real terms. Its twenty-three homework assignments are paced to help audiences define their goals.

The action-oriented financial planning text Personal Finance QuickStart Guide is filled with useful information to help novices to secure their financial futures."

Reviewed by Susan Waggoner

Foreword Clarion Reviews

"...an ideal choice for beginners trying to find their footing on their quest for long-term financial security."

- Ana Connery, CNN Underscored

From the Publisher