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Retirement Planning

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RETIREMENT PLANNING For most people, retirement is perhaps one of the most critical phases of their lives. Because of its importance, it needs to be carefully planned for, to make it possible for the retiree to enjoy his golden years in peace and comfort. For this to be achieved, a percentage of one's income is set aside or saved to gain financial freedom in retirement thus making the need for gainful employment optional rather than necessary. But it's not as easy as it sounds. For many peo...