Retirement: Your New Beginning: Leveraging Over 1000 Clients Through Their Retirement for the Past 20 Years

Retirement: Your New Beginning: Leveraging Over 1000 Clients Through Their Retirement for the Past 20 Years

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Overview

Helping someone plan for retirement is a very personal process. Having retired over 1000 individuals, Sid Miramontes has learned quite a few things along the way. Some situations are similar for each person, but others are totally unique to each individual—the personal, the exceptional, the human side of retirement. Retirement: Your New Beginning provides education on commonly confused retirement concepts, helping simplify the process of retirement with client stories that will help the reader visualize their own retirement along with valuable tips of the do’s and don’t’s.

Product Details

ISBN-13: 9781683501268
Publisher: Morgan James Publishing
Publication date: 04/04/2017
Pages: 186
Sales rank: 768,193
Product dimensions: 5.40(w) x 8.50(h) x 0.60(d)

About the Author

For the past 20 years, Sid Miramontes has received various awards and recognitions for his achievements as a financial advisor. Sid began his career working at major wire houses, becoming Senior Vice President and Managing Director- Wealth Management before founding Miramontes Capital in 2015. Since 1995, Sid has helped to plan and manage more than a thousand individuals throughout their lives in the Orange County area.

Table of Contents

Foreword ix

Note to Reader xiii

Part I Adjusting to Retirement 1

The Right Choice 3

Using The Right Choice Questions 5

Retirement is The New Beginning 7

The Apartment Building You Own is On Fire 13

Adjusting Your Mindset 16

Retirement Fears 21

Retirement with Your Partner 25

Retirement: It Will Happen to You (And It May Surprise You) 30

Part II Breaking It Down 35

Financial Advisor vs. Financial Architect 37

Fiduciary Responsibility Makes the Difference 39

Your Comfort Zone 42

Protecting Your Assets 45

Life Expenses 48

Pensions 53

IRAs and 401(k)s 58

Mutual Funds and Annuities: How They Work 63

Sectors-A Way to Diversify 71

Considering Taxes 74

Long-Term Care and Life Insurance 78

Real Estate Investment Trusts (REITs) 81

How Much Should I Be Putting Away? 84

Social Security 89

Inflation 96

About Your Principal 99

Designing Your Portfolio 102

Bonds 105

Stocks and Their Market 109

Rebalancing 113

Withdrawing Your Money: There's a System for That 116

Charitable Organizations 119

Part III Questions and Answers 123

Q & A 125

Conclusion 133

Appendix: Additional Resources 135

Right Choice Questions 138

Glossary 145

Index 157

Sid Miramontes 163

Notes on Sources 165

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Retirement: Your New Beginning: Leveraging Over 1000 Clients Through Their Retirement for the Past 20 Years 5 out of 5 based on 0 ratings. 1 reviews.
ReadersFavorite More than 1 year ago
Reviewed by Vernita Naylor for Readers' Favorite When you think of retirement, what comes to mind? For some it's the beginning of the end, a gold watch, or a new lease on life, but whatever retirement means to you, you will do yourself a favor if you prepare for it. Sid Miramontes, a financial advisor and founder of Miramontes Capital, has been assisting thousands of individuals with planning for their future. By reading Retirement: Your New Beginning by Sid Miramontes, you will learn from various examples of how Sid Miramontes guided others in their retirement journey. Based upon the concept that Sid Miramontes created, Lee M Brower states that: “The New Beginning Mindset embraces lifelong learning, productivity and purposefulness. A thriving “New Beginning” can be and should be a time for amazing engagement, growth, connections, contributions and increased possibilities.” Sid Miramontes sees retirement as a new start, a new awakening, the new beginning. As you began your preparation for retirement, Retirement: Your New Beginning displays best practices, as well as the pros and cons of retirement. Whether you are currently retired, nearing retirement, or see yourself retired within the next twenty years, you will find Retirement: Your New Beginning not only as an interactive book, but informative on terminology, asking the right questions, including Q&A, an activity log, and additional resources that the reader can use and benefit from for their future. As you read through Retirement: Your New Beginning, you will discover the power packed resource that it provides as Sid Miramontes takes you from Adjusting to Retirement to Breaking It Down. You are given a free eBook of Retirement: Your New Beginning as a purchaser of the printed copy. Thanks, Sid Miramontes, for this wealth of information and helping me to be prepared.