Sorting Out Your Finances For Dummies

by Melanie Bien

Overview

Being good with money is about getting into good habits and understanding the choices you make.  Fully updated to cover the latest financial trends and developments, this book gives you the confidence to plot where your money goes, to know your limits, and to choose the right financial products for a wealthier future.

It will help you learn how to analyse your financial situation, isolate problem areas, properly structure your debt, investments and retirement plans, and adopt good money habits whatever your age or financial situation. Once you’ve sorted out your finances you’ll get much more pleasure from the money you spend and the money you save.

Discover how to:

• Make your salary go further
• Set financial goals and reach them
• Get out of debt
• Start an investment portfolio
• Prepare for the unexpected

Product Details

ISBN-13:	9781119998228
Publisher:	Wiley
Publication date:	02/15/2011
Sold by:	JOHN WILEY & SONS
Format:	eBook
Pages:	316
File size:	5 MB

About the Author

Melanie Bien is a bestselling personal finance correspondent and author of three acclaimed UK Dummies books including Renting Out Your Property and Buying a Home on a Budget.

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Table of Contents

Introduction.

Part I: Organising Your Finances.

Chapter 1: Exploring the Basics.

Chapter 2: Taking Stock of Your Financial Goals and Seeking Advice.

Chapter 3: Choosing the Best Current Account for You.

Chapter 4: Guarding Against the Unknown: Insurance.

Part II: Dealing with Debt.

Chapter 5: Seeing Red: Tackling Your Overdraft.

Chapter 6: Flexing the Plastic: Choosing a Credit Card.

Chapter 7: Navigating Personal Loans.

Chapter 8: Avoiding Credit Nasties and Getting Out of Debt.

Part III: Building Up Savings and Investments.

Chapter 9: Saving for a Rainy Day.

Chapter 10: Making the Most of Tax-Free Savings and Investments.

Chapter 11: Building Up an Investment Portfolio.

Chapter 12: Finding Safety in Numbers with Collective Funds.

Chapter 13: DIY Investing: Opting for Shares.

Chapter 14: Safe as Houses: Choosing a Mortgage.

Part IV: Taking Care of the Future.

Chapter 15: Planning for Retirement and Beyond.

Chapter 16: Getting to Grips with Company Pensions.

Chapter 17: Examining Personal Pensions and Stakeholder Schemes.

Chapter 18: Coping in Retirement.

Part V: The Part of Tens.

Chapter 19: Ten Tips to Get Out of Debt and Save Cash.

Chapter 20: Coping with Ten Events Life May Throw at You.

Chapter 21: Ten Golden Rules for Sorting Out Your Finances.

Appendix: Resources.

Index.

Editorial Reviews

…gives you the confidence to plot where your money goes…” (Evening Gazette, March 28th 2005)

“…aims to help consumers plot where their money goes, know their limits and choose the right financial products for a more prosperous future.” (The Scotsman, 2nd April, 2005)

“…gives you the confidence to plot where your money goes…” (Evening Gazette (Teesside) 28th March 2005)

From the Publisher