Stealing Home: How Artificial Intelligence Is Hijacking the American Dream

Stealing Home: How Artificial Intelligence Is Hijacking the American Dream

by James M. Nelson

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Overview

Property managers all over the country are using Artificial Intelligence to raise rent prices far beyond the market rate for most Americans. This new system of housing is bringing even stable, middle-class America to the brink of financial vulnerability.

Congress has the power to intervene in the markets and protect American taxpayers. Why haven't they?

In Stealing Home, James M. Nelson explores the dramatic surge in housing costs and the homelessness that's too often the result. Through meticulous research, Nelson unravels the underlying threat that no one else has seen coming-the industry-wide algorithms and shared databases that give a handful of companies a virtual monopoly.

Those who control the AI technology will control the wealth that fuels the industry, not to mention the future of housing.

Stealing Home uncovers how the groups established to regulate American housing and prohibit discrimination are being gutted right under our noses. This is the wake-up call we didn't know we needed, coming from a banking insider who'

Product Details

ISBN-13: 9781734641806
Publisher: James Martin Nelson
Publication date: 05/18/2020
Pages: 352
Product dimensions: 6.00(w) x 9.00(h) x 0.94(d)

About the Author

James Nelson is a commercial banker and real estate broker who spent much of his 40-year career financing Main Street America. He began his career as a federal banking examiner, which led to valuable experience as Acting Chief Credit Officer while working on a project with the FDIC. He is currently a member of both the Nationwide Multistate Licensing System & Registry (NMLS) and the National Association of Realtors.

Table of Contents

  1. In the Beginning: HUD's History and Importance
  2. Blessed Are the Children
  3. Chaos and What Is Happening at HUD Today
  4. To Live in a World Without Consequences: The Multifamily Financial Markets
  5. Property Managers and Artificial Intelligence-Driven Technology
  6. The Consequences of Artificial Intelligence-Driven Technology
  7. One Tin Soldier, the Regulator-The Consumer Financial Protection Bureau
  8. The Chain of Command Over Artificial Intelligence-Driven Technology
  9. When the Bough Breaks-The Return of Shadow Banking
  10. HUD Is Changing the Rule on Discrimination
  11. The Face Dancers, the Amicus Briefs, and the Legal Challenge Before the US Supreme Court
  12. The Wisdom of Solomon

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