The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich (20th Anniversary Edition)

by David Bach

Overview

Over 2 Million Copies Sold!
#1 New York Times Bestseller
#1 Wall Street Journal Bestseller
#1 USA Today Bestseller
#1 BusinessWeek Bestseller

Fully updated and revised for today’s world, David Bach’s timeless, no-budget, no-discipline, no-nonsense system to help people finish rich—automatically.

When David Bach, the #1 New York Times bestselling author of Smart Women Finish Rich, Smart Couples Finish Rich, and ten other bestselling books first shared the secret to getting rich twenty years ago in The Automatic Millionaire, the book helped millions of Americans build wealth. Today, this secret is just as relevant to a new generation of Americans. This secret is a timeless system and tiny changes that produce millionaire results.

If you want to be financially free, then your time is now. The #1 New York Times multimillion copy bestseller is back better than ever. The Automatic Millionaire Twentieth Anniversary Edition includes the latest tax changes, investment companies, technologies, websites, and resources and bonus chapters so you can put in place quickly and easily the system to becoming an Automatic Millionaire.

What Makes The Automatic Millionaire Unique & Timeless:

• YOU DON’T NEED TO MAKE A LOT OF MONEY
• YOU DON’T NEED A BUDGET
• YOU DON’T NEED WILLPOWER
• YOU DON’T NEED TO BE THAT INTERESTED IN MONEY
• YOU CAN SET THE PLAN UP IN LESS THAN AN HOUR
• THE PLAN WILL WORK AUTOMATICALLY – WHILE YOU SLEEP

Completely revised, expanded, and updated for today’s times with bonus chapters, The Automatic Millionaire gives you a totally simple, easy realistic system based on timeless principals that have proven to work now for decades.

Product Details

ISBN-13:	9798217086634
Publisher:	Crown Publishing Group
Publication date:	12/30/2025
Pages:	304
Product dimensions:	5.80(w) x 8.30(h) x 1.20(d)

About the Author

David Bach is one of the most trusted financial experts and bestselling financial authors of our time. He is the author of ten consecutive New York Times bestsellers, including Start Late, Finish Rich; Smart Women Finish Rich; and Smart Couples Finish Rich. Bach has over seven million books in print, translated into nineteen languages. Over the past two decades Bach has impacted over one hundred million people through his books, podcast, seminars, speeches, newsletter, and thousands of media appearances.

Read an Excerpt

CELEBRATING TWENTY YEARS: A PERSONAL MESSAGE FROM DAVID BACH

It is with great excitement that I welcome you to the 20th Anniversary Edition of The Automatic Millionaire. Milestones matter, and the fact that this little book has been able to help millions of readers over two decades is a testament to the timeless advice inside its pages. I promise you that this book’s message is today more timely than ever. If you’re a new reader, welcome. If you read the original book, welcome back. I’ve missed you, and it’s great to reconnect. Most important, congratulations to you for making a decision to create an easier financial future for yourself.

When I originally wrote this book, I had a really simple goal: I wanted to help 10 million people achieve financial freedom by showing them how, over the course of their life-times, they could become “automatic millionaires.”

I knew this goal was a challenging one—but it was also exciting, and I believed it was worth attempting. What I didn’t realize when I first started was the power of word of mouth that comes from people taking action to improve their lives.

As this book reached real people who were ready to take action, it quickly began to make a difference in countless lives. As a result, readers began buying additional copies of the book as gifts, sharing it with their friends, families, and coworkers. In no time at all this little book exploded around the world. Within a matter of weeks, The Automatic Millionaire had reached the #1 spot on nearly every bestseller list in America, including those of The New York Times, The Wall Street Journal, USA Today, and BusinessWeek. Today this book has over 2 million copies in print around the world and has been translated into over twenty languages.

I’ve been humbled by and grateful to now share its message for over two decades reaching hundreds of millions of people through television shows and networks like Oprah, Today Show, CNN, CBS, Fox, CNBC, PBS, and more. From live events and online classes to podcasts, interviews, blog posts, and my Live Rich newsletters, it has been a joy to teach the principles inside this book to so many of you.

WHY THIS BOOK IS NEEDED NOW MORE THAN EVER

So if this little book has had such a big impact, why update it? As Mary, a reader and teacher, wrote to me: “This is still not taught in school and should be.” Mary shared in an email that her biggest regret was not investing earlier and that if she had known what was in this book in her twenties her whole life would have been easier. Mary is now teaching these lessons to her students. I wanted to make sure the book was just as relevant to them (and you) as the aspiring Automatic Millionaires who came before. There are now tens of millions of future Automatic Millionaires who have joined the workforce since the book first came out. My dream is to help YOU and another generation of young people including my two sons who are about to enter the workforce. The world is constantly changing, and learning about money is a never-ending process. Today the world seems to be changing faster than ever. Since the last time I updated this book in 2016, we’ve lived through the brutal economic recession and inflation that resulted from the pandemic, followed by a remarkable recovery.

THERE ARE NOW 24 MILLION MILLIONAIRES IN THE UNITED STATES

When I wrote this book back in 2003, there were approximately 7.9 million millionaires. Today there are now nearly 24 million millionaires in the United States (58 million world-wide) and growing. Let that sink in for a second. The number of millionaires in the United States has increased by 16 million in just two decades. The speed by which wealth is being created is increasing, not slowing.

Unfortunately, not everyone has bounced back financially from the pandemic years or become a millionaire, to say the least. Higher interest rates, inflation, and job changes have hurt many. And many of us continue to be very worried about our finances. I get this, and I want to help you thrive, not just survive.

TECHNOLOGY IS MAKING THE DREAM OF BEING A MILLIONAIRE EASIER, FASTER, AND MORE ATTAINABLE THAN EVER BEFORE

We’ve also experienced unprecedented technological change since The Automatic Millionaire was originally published. The good news is that today’s technology makes it even easier to
become what I call an Automatic Millionaire®. And while the core message of the book has not changed, many of the relevant tax rules and laws have, so I’ve updated all the references to them and provided you with my latest recommendations on which companies, websites, investment strategies, and techniques work best now.

REAL-LIFE SUCCESS STORIES TO INSPIRE YOU AND TWO NEW CHAPTERS

I’ve also included in this 20th Anniversary Edition an updated chapter that highlights some of the many success stories we’ve received. When I was working to update the book for this new edition, I received an exciting email from a reader named Jorge that read, “David, I have gone from a broke trumpet player with a truck at age thirty-two to an Automatic Millionaire by the age of forty-eight thanks to your book.” He then sent me a picture of himself with a book group he created to teach and share the principles of The Automatic Millionaire. Jorge’s incredible story can be found in the new “Success Chapter” you will find in the back of the book. And there are many more success stories like his from all ages and walks of life. Including Tiffany’s, who shared how she went from being a schoolteacher to a multimillionaire and is now teaching others how to be smarter with their money.

These stories come from real people like you who wanted to get real results—and now are. The amazing thing about timeless advice that works is that after a decade or so you can begin to see the miracles that small changes make in people’s lives. Read these real-life accounts—and let the people featured in them encourage you that if they can do it, you can do it too. The fact is, you can!

EXPANDED AND UPDATED—THE AUTOMATIC MILLIONAIRE BLUEPRINT

In the back of the book, I’ve added a new chapter I call “The Automatic Millionaire Blueprint.” The simple, powerful one-page chart included in the chapter is designed to give you a road map to making your plan completely automatic. I’ve also created a bonus video for you to watch for free, as my gift to help you quickly take action based on what you learn in this book.

BONUS CHAPTER: YOUR QUESTIONS ANSWERED

Finally, over the years I have received so many questions from readers I thought it would be fun to answer some of them in the back of the book as a bonus. Think of it as a “Questions & Answers” chat. Grab a cup of coffee and sit down with me. I will share some new ideas including how to become an “Automatic Multi-Millionaire” and how to take a “radical sabbatical” or a “mini-retirement.” The one thing that has not changed in this updated edition of The Automatic Millionaire is the book’s primary goal, which is to make learning how to live and finish rich easy, fun, and actionable. The Automatic Millionaire is based on the timeless principle that if you take the right action and make your financial life “automatic,” everything gets easier. You are about to learn that automatic changes make millionaire results. And as I love to say, “Do it once—the rest is automatic.”

Again, thank you from the bottom of my heart for giving me the opportunity to be your guide and coach. Enjoy the journey this book takes you on—and have fun with it. You deserve to live and finish rich—and I know you can. Now let’s get started!

Your new future begins today.

David Bach

Editorial Reviews

“I went from being a broke schoolteacher earning $39,000 a year to a multimillionaire teaching others how to live richer, thanks to David Bach, his coaching, and this book, The Automatic Millionaire. Truly stop what you are doing, read this book, take the action, and make it automatic. Your future self will thank you!”—Tiffany Aliche, aka “The Budgetnista,” New York Times bestselling author of Get Good with Money

“David Bach is the one expert to listen to when you’re intimidated by your finances. His easy-to-understand program will show you how to spend, save, and invest your money to afford your dreams.”—Anthony Robbins, #1 New York Times bestselling author of Money: Master the Game and Life Force

“David Bach is the world’s #1 personal finance expert, and The Automatic Millionaire proves why. I went from broke to multimillionaire by following the simple, proven principles inside. This is a TIMELESS system that puts your money to work for you and works no matter the economy or your stage in life.”—Brendon Burchard, #1 New York Times bestselling author of
High Performance Habits and founder of GrowthDay

“David Bach is one of the greatest financial teachers of our time. His books didn’t just change my life—they changed my financial future. I have been able to create financial freedom beyond what I ever imagined. If you’re ready to transform your finances forever, start here.”—Marie Forleo, #1 New York Times bestselling author of Everything Is Figureoutable and founder of B-School

“For more than two decades, David Bach has been changing lives through his simple, yet impactful teachings about money, investing, saving, and building wealth. I know because I have featured The Automatic Millionaire principles on The Oprah Winfrey Show and watched David transform tens of millions of people’s lives. And we didn’t just talk about this, my family put it to work in our own lives.”—Candi Carter, former executive producer of The Oprah Winfrey Show and The View

“David Bach is a true master of financial wisdom. If you’re serious about transforming your financial future, read this book, follow its principles, and watch your life elevate to a whole new level.”—Robin Sharma, #1 bestselling author of The 5AM Club and The Wealth Money Can’t Buy

“I have read hundreds of financial books and written a half dozen. The Automatic Millionaire is a timeless classic for a reason: It works. Let David be your coach and this book be your road map to the financial security and the success you deserve.”—Dean Graziosi, bestselling author of Millionaire Success Habits

“Since discovering The Automatic Millionaire and David Bach’s Latte Factor concept in my early thirties and implementing his pay- yourself-first strategies, my wife and I have had huge leaps forward financially. We’re now millionaires, my wife was able to be a stay-at- home parent, and I was able to leave my unsatisfying corporate job to pursue my passion business!”—Philip “PT” Taylor, founder of FinCon and Part-Time Money

From the Publisher