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The Pay Off: How Changing the Way We Pay Changes Everything

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How we pay is so fundamental that it underpins everythingfrom trade to taxation, stocks and savings, to salaries, pensions, and pocket money.

Rich or poor, criminal, communist, or capitalist, we all rely on the same payments system, day in, day out. It sits between us and not just economic meltdown, but a total breakdown in law and order. Why then do we know so little about how it really works?

As you read this, technology is dismantling payment barriers and governments are erecting them...