The Streetwise Guide to Going Broke without Losing your Shirt

Hmmmmmmm. Tricky one this. We are going to tell you all of the tricks, tips, cons and cheats to avoid bankruptcy. 'Irresponsible?' we hear someone say. Probably a rather pompous fellow in the corner of the room who has never taken a financial risk in their life. But he does have a point.

We do not want people running around the world, chalking up debts and then running off leaving little old ladies without their life savings. People who do that are complete arseholes and deserve everything t...