Think Like a Banker: And Flip Debt on Its Head

We have been taught that when we spend ONE DOLLAR, we get one use out of it. It buys food. It pays a bill. But once it leaves your hands, it's gone. ITS USE IS SPENT!
Today more people are worried about their retirement than ever before. Part of the fault is from being told you must give up the use of your money when you are young, so you can have it later. It can't be touched, and you are told this is good advice.
What you are not told about is the bigger issue: The average Canadian pays out...