Your Money or Your Life

Your Money or Your Life

by Neil Cavuto


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As the host of Fox News Channel's Your World with Neil Cavuto and Cavuto on Business, Neil Cavuto reports on today's most influential business leaders and newsmakers. His great talent is to get beneath the issues, connecting people to the events that define them and changing the way that Americans think about their money. Ending each show with a provocative, insightful commentary, Cavuto stirs people to see the world in a new light, calling on them to think beyond the stories at hand and challenging people to reevaluate the world that they live in.

In Your Money or Your Life, Cavuto compiles the best of these commentaries in one volume, creating a collection that is at once witty, thought-provoking, and inspiring. Covering a variety of topics—from remembering life before 9/11, to providing tips for empty nesters—Cavuto presents a wry yet evocative look at our world, one that speaks to the heart of the American condition. Spanning one of the most tumultuous decades in memory—from the wild and chaotic Clinton years through the sobering challenges of the War on Terror—Cavuto's words offer a window into our America at its best and its worst.

Product Details

ISBN-13: 9780061136993
Publisher: HarperCollins Publishers
Publication date: 10/03/2006
Edition description: Reprint
Pages: 288
Product dimensions: 6.00(w) x 9.00(h) x 0.72(d)

About the Author

Neil Cavuto is vice president and managing editor of business news at the Fox News Channel. Also the author of the New York Times bestseller More Than Money, Cavuto has been recognized by the Wall Street Journal as the best interviewer in business news. He lives in New Jersey with his wife, Mary, and their three children.

Read an Excerpt

Your Money or Your Life

By Neil Cavuto

HarperCollins Publishers, Inc.

Copyright © 2005 Neil Cavuto
All right reserved.

ISBN: 0060826177

Chapter One

Your Money, But Not Your Whole Life

One of the issues I wrestle with every day in my profession is money versus life. What does money matter if you're sick, or even worse, dead? What does all the wealth in the world matter if you have no one with whom to share it? One of my biggest challenges in doing my job is figuring out how to handle the show on those days when something horrible has happened before my hour. It could be a plane crash, terrorist act, a kidnapping -- you name it.

Suddenly, in those moments, a show that talks about money seems to matter less, and the potential for appearing callous and indifferent bothers me more. That's why I argue to my bosses at Fox that mine is the toughest job at Fox -- keeping loyal news viewers loyal to a business product as well. It's a tough juggling act, but I try to keep it simple. For me, it's not about the money, Stupid. It's about life, Stupid. Everything's intertwined. Everything's connected: Our lives. Our money. Our . . . everything.

That's why I always remind my staff that we should never forget the value of life, first, and doing something with it, second. It's why I like to put things in perspective. I've never hidden the fact that I've dealt with illness in my life -- first cancer, now multiple sclerosis. I'm no stranger to the ravages of illness; many in my family succumbed years ahead of their time.

Sadly, such things have shaped me and made me -- as a man and as a journalist. They're why I can be such a sentimental moosh. I am moved easily. I cry even more easily. Such are not the qualities you'd expect in a tough, seasoned journalist, but I argue to the contrary. They have helped make me a better journalist, more willing to think outside the box -- perhaps because I know that, in the end, we'll all end up in a box.

That sounds strange, I know, and I don't mean to come off as grim or glum -- just as a guy who sees life as a fleeting, wonderful opportunity, to be savored and enjoyed. But most important, to be put in perspective. It's why some in my business have called me the antibusiness reporter. They're partly right. I'm not just about numbers and figures. I'm not married to earnings and acronyms. I am married to life and to everyday lessons -- things that don't change like profit reports but from which we can all profit immensely.

Nowhere and at no time in my career have these two issues -- money and life -- collided as they did on September 11, 2001. The sheer enormity of the disaster defined generations and seared our conscience in a way that few events ever had. Ostensibly my job as a business reporter was to give the financial take on this disaster. Clearly, the site of the New York attack -- but a stone's throw from the center of capitalism itself -- was no accident. The World Trade Center embodied that capitalism; indeed, it housed many of its most prominent players.

But I couldn't look at this as just a financial event. I had interviewed too many of the very people who died that day, some of whom had been on my show just days earlier. No, this was more than simply a loss of financial capital. This was an enormous loss of human capital. I wanted that to be the story, and my message was to tell that story, again and again -- the cruelty of it, the barbarity of it, the senselessness of it. I was sure then we would recover from that tragic day, but I wanted to remind all that this was about good and evil that day.

Some say it's not a business journalist's job to blather on about such issues. I disagreed then. I disagree now. After all, from my days back at CNBC more than a decade ago, I had no problem putting my emotion into my work then. I have had no problem putting my heart into the stories, particularly tragic stories like 9/11, since. One could argue that anchors must be passive, even emotionless, observers. By that definition, I guess I do not measure up. But in covering this story, from its sad first moments, to the legions of funerals and eulogies and tragic anniversaries that would follow, I'd cover it somewhat differently -- not as a television anchor, but as something more: a human being.

After the Terror -- Searching, Hoping

September 18, 2001

Finally, this hour, a small perspective on a huge event. A few little things that may help make sense of this big national pain.

So many of you have shared so many wonderful stories that speak volumes on the American spirit. Like Sally Anne Novak from Greensburg, Pennsylvania, who tells me of taking her mom out to lunch just to, as she says, "Get away from the television for a while." She mentioned the two policemen eating lunch behind her at the restaurant, and the stranger who quietly picked up their bill.

There's the trader on Wall Street who attached a picture of his buddy, feared dead, on his lapel. "I'm here for him," he says, "even though I'm not really here at all."

And those kids with the lemonade stand, raising hundreds of dollars for the relief effort, nickels and dimes and quarters at a time.

And the grade school students in New York who decided to draw flags and hand them out because there were no real flags to be found.

I know. Small stuff. But, I think, big stuff. Important stuff.

More important than stocks or money or investments or price earnings or EBIDTA, or any of that stuff.

A lot of my usual business guests talked about that stuff. A lot of them are gone.

Like David Alger of Alger Management, as warm and funny as he was prescient and just plain smart. A guy who once said of this market, "Neil, it's like life. Better things come along."


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