Deposit Insurance in China: Lessons from the US and UK Experience

This book examines and compares the rationale, design, and implementation of deposit insurance in the US, the UK, and China, with the aim of finding an effective solution for China's nascent deposit insurance scheme by learning from the US and UK models.

Deposit insurance, a pillar of the financial safety net that protects insured deposits and serves as a guarantee against losses on insured accounts, has become increasingly important in bank resolution. Using a comparative and interdisciplin...