First Thing Every Morning: Turn Your Life Around One Day at a Time

If you had a bank that credited your account each morning with $86,400—with no balance carried from day to day—what would you do? Well, you do have such a bank...time. It credits you with 86,400 seconds. Every night the credits roll off. Whatever you have failed to use toward good purposes is lost forever. Your account carries over no balances and allows no overdrafts. You can't hoard it, save it, store it, loan it or invest it. You can only use it—time. First Thing Every Morning has everyt...