FIXING THE U.S. HOME LOAN SYSTEM
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The U.S. home loan system is broken. The U.S. Government has been virtually the sole provider of funding for home loans since private money fled the markets in the Crisis of 2008. If you are a home buyer today, the odds are 95% that your home loan will be bought by Freddie Mac, Fannie Mae, or the FHA. It will end up in a mortgage-backed security, snapped up by investors without concern for the foreclosure and short-sale plagued housing markets, because the security is thought to be backed b...






















