Lessons from the 2023 Collapse of Silicon Valley Bank: Identifying the Root Causes and Systemic Risks

The banking industry is one of the most critical components of any economy. It provides financial services to individuals, businesses, and governments, including savings and checking accounts, loans, and investment management. However, as we have seen throughout history, the banking industry is not immune to failures and collapses that can have significant impacts on the wider economy.

One such recent example was the collapse of Silicon Valley Bank, a financial institution that catered speci...