On Your Own: Important Information for the Young Adult

by Tom Steuver

Overview

If you are a young adult just starting out on your own, this guide contains important information you need that you probably didn't learn in school. Working your first job and living in your own home or apartment is a big step. There is still much to learn about being on your own. You have your own bank accounts, probably a loan or two, and your own car. Where do you go from here? This guide answers many of these questions including: • Personal Finance - Budgets, Income and Expenses, Bank Accounts, Understanding Credit, Protecting Your Information, Insurance, Investment and Retirement Accounts, and Taxes. • Home and Apartment Living - Buying a House, Preventative Maintenance, Repairs, Computer Maintenance, Lawn Mower Maintenance, and Emergency Plans. • Car Emergency and Maintenance - Money Saving Tips, Your License and Car Registration, Preventative Maintenance, Repairs, and Accidents and Insurance Claims. • Your Health - Physical Activity, Nutrition, Health Checkups, and Health Insurance.

Product Details

ISBN-13:	9781543927245
Publisher:	BookBaby
Publication date:	03/12/2018
Sold by:	Barnes & Noble
Format:	eBook
Pages:	100
File size:	1 MB

About the Author

Father of college and high school age students and IT professional.

Table of Contents

Introduction 1

Personal Finances 3

Making a Budget 3

Income 5

Expenses and Cash Flow 7

Bank Accounts 9

Balancing Your Checking Account 10

Saving For The Future 11

Understanding Credit 12

Check Your Credit Report 14

Building a Credit History 15

Credit and Debit Cards 17

Loan Consolidation 18

Protecting Your Information 19

Insurance 21

Investment and Retirement Accounts 24

Taxes 27

Home or Apartment Living 29

Buying a House? 29

Things to Know in Your Home 33

Preventative Maintenance 35

General Repairs 44

Major Repairs 48

Computer Maintenance and Backups 49

Lawn Mower Maintenance 55

Insurance Claims 55

Fire & Tornado Plans 57

Car Emergency and Maintenance 59

Don't Text and Drive! 59

Money Saving Tips 59

Your License and Car Registration 60

Preventative Maintenance 60

Have In Your Car 66

Repairs 68

Driving in Adverse Conditions 73

Accidents and Insurance Claims 75

Your Health 78

Physical Activity 78

Good Nutrition 79

Health Checkups 80

Health Insurance 80

When to Go to the Emergency Room or Urgent Care Clinic 84