Perfect Credit: 7 Steps to a Great Credit Rating 2nd Edition

If you have blemishes in your credit files, or are trying to establish credit, you already know what a pain it is living with bad or so-so credit: You get turned down for credit cards and loans, you pay sky-high interest rates when you do get approved, or you have to go (hat in hand) asking family or friends to co-sign for you or loan you money.

You probably wish you had good credit, right?

Well, having just a good credit rating isn't good enough. You need perfect credit. The difference betwe...