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The Roth Conversions Window: How to Convert at 12-22% Rates in the OBBBA Era Before RMDs Force You Into 24-32% Brackets and Trigger Up to $15,000/Year in IRMAA Surcharges

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A post-OBBBA guide for retirees ages 60-73 to convert IRAs before RMDs force higher brackets and IRMAA Medicare surcharges. Includes 3 bonus Excel and ebook tools.