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Tying Flood Insurance to Flood Risk for Low-Lying Structures in the Floodplain

By National Research Council, Division on Engineering and Physical Sciences, Board on Mathematical Sciences and Their Applications, Division on Earth and Life Studies, Water Science and Technology Board, Committee on Risk-Based Methods for Insurance Premiums of Negatively Elevated Structures in the Nati
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By National Research Council, Division on Engineering and Physical Sciences, Board on Mathematical Sciences and Their Applications, Division on Earth and Life Studies, Water Science and Technology Board, Committee on Risk-Based Methods for Insurance Premiums of Negatively Elevated Structures in the Nati
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Floods take a heavy toll on society, costing lives, damaging buildings and property, disrupting livelihoods, and sometimes necessitating federal disaster relief, which has risen to record levels in recent years. The National Flood Insurance Program (NFIP) was created in 1968 to reduce the flood risk to individuals and their reliance on federal disaster relief by making federal flood insurance available to residents and businesses if their community adopted floodplain management ordinances a...