Breaking Financial Barriers: Overcoming Financial Challenges for Ethnic Minority Entrepreneurs

Starting a business or ensuring a small business continues to operate successfully often requires taking out business loans, but are there systemic barriers to ethnic minority business owners in obtaining a loan? Focusing specifically on Scotland, the author draws on original research, including in-depth interviews and thematic analysis, the book highlights the systemic barriers such as education, language proficiency, interest rates, trust issues, and residency requirements that hinder acc...