Smart Is the New Rich: If You Can't Afford It, Put It Down

Across every income level, the Great Recession has changed how we spend our money. Almost three quarters of Americans are making significant spending cuts, even if they dont have to, and most say they are so scarred by two years of economic upheaval, they wont go back to their old bubble ways. Consumers by choice or by necessity are re-learning the retro rules abandoned during the consumer bubble and, for the first time in a generation, we're asking these questions -- "Do I need this?" "Wil...